A couple that retired early explains the ‘sweep away method’ that helped them build a $1 million net worth — and why they don’t budget or track expenses

• Lauren and Steven Keys, two early retirees, don’t budget or track their expenses.
• Instead, they prefer the “sweep-away method” to maximize their savings.
• The one financial metric they pay close attention to is their net worth, which they track monthly.

Lauren and Steven Keys, two early retirees, don’t buy into most traditional savings strategies, such as tracking your spending, budgeting, or even the popular pay-yourself-first method.